Questions homeowners and pros actually ask
These come from real complaint research — Google reviews of the lead-selling platforms and homeowner Reddit threads — so they answer the concerns people genuinely raise about services like Angi and Thumbtack. Straight answers, no spin. Can't find yours? Contact support.
For homeowners
How can I tell whether a contractor’s reviews are genuine and trustworthy?+
SpokeHub does not ask homeowners to treat a rating as proof of workmanship or honesty. Contractor profiles can display a visible Verified badge hierarchy based on completed verification layers, and reviews are moderated.
Verification and reviews are separate signals, not a guarantee that every job will go well. Read the review details, compare scopes, and use the contractor’s response to reviews as part of your decision.
How thoroughly are contractors screened and verified on SpokeHub?+
SpokeHub layers identity verification, insurance-agent confirmation of certificates of insurance (COIs), and screening, with the completed layers shown through a visible Verified badge hierarchy.
Those checks add evidence; they are not a promise that a contractor is right for every project or will never cause a problem. Homeowners should still review the proposed work, pricing, and insurance details relevant to their job.
How can I verify that a contractor’s insurance is current and covers my project?+
A SpokeHub Verified badge can show that insurance-agent confirmation of a contractor’s COI has been completed. This is intended to address insurance verification gaps rather than asking homeowners to rely only on a contractor’s claim.
A COI is still project-specific evidence, not universal coverage. Ask the contractor and, where appropriate, the insurer about the policy’s current status, limits, exclusions, and whether the work you are hiring is covered.
Can a contractor’s insurance agent send me a certificate of insurance directly?+
SpokeHub’s insurance verification layer uses insurance-agent confirmation of COIs. That means the verification is not limited to a contractor uploading or describing their own insurance.
If you need a certificate sent directly for a particular project, ask the contractor and insurance agent for it. SpokeHub’s verification does not replace your need to confirm the exact certificate, policy details, and project requirements.
Can SpokeHub verify a contractor’s license, bond, workers’ compensation, policy limits, and expiration date?+
SpokeHub can show completed identity, insurance-agent COI confirmation, and screening layers in its Verified badge hierarchy. It does not claim that a badge alone confirms every legal detail a homeowner may need, such as a license bond, workers’ compensation classification, policy limits, expiration date, or business-registration status.
For a regulated or higher-risk project, verify those items with the applicable licensing authority, insurer, and business registry before signing a contract.
Does SpokeHub verify that a contractor’s LLC and business status are active?+
SpokeHub’s stated verification layers are identity, insurance-agent COI confirmation, and screening. They should not be read as a representation that SpokeHub has confirmed an LLC’s current active status.
If active business status matters to your decision, check the relevant state, provincial, or national business registry and keep the result with your project records.
What does the SpokeHub Homeowner Guarantee cover if a contractor damages my property or is uninsured?+
The Homeowner Guarantee fund can pay out for qualifying damage. It is designed to provide a defined path when property damage meets the fund’s requirements, rather than treating a marketplace listing as the only protection.
It is not blanket insurance for every disagreement, unfinished job, or uninsured loss. Review the applicable qualification requirements, preserve photos and records, and report problems promptly through SpokeHub’s human support inbox.
Can I find an affordable handyman for a small job when I already bought the materials?+
SpokeHub homeowner accounts are free, so you can use the service to identify and compare local contractors without a homeowner listing charge. SpokeHub tracks more than 20,000 named localities across the US, Canada, and the UK.
For a small job with homeowner-supplied materials, state that clearly in the request and confirm whether the contractor will perform labor-only work. Availability and pricing still depend on the contractor and the job details.
What should I compare in contractor quotes besides the total price?+
Compare written scopes before comparing totals. Ask each contractor to identify the work included, materials and quantities, assumptions, exclusions, permits, cleanup, schedule, payment stages, and warranty terms.
SpokeHub does not set contractor prices or certify that a quote is fair. Its free homeowner accounts and local coverage make it practical to gather comparable information, but the scope needs to be aligned before prices can be meaningfully compared.
Should I get multiple quotes, and how do I make sure they cover the same work?+
Getting multiple quotes can reveal differences in scope, materials, quantities, and assumptions. Give each contractor the same job description, photos, measurements, and requested finish level, then ask for written exclusions and allowances.
A lower price may reflect less work rather than a better price. SpokeHub helps you find and assess contractors, but it does not standardize every contractor’s estimate or decide which scope is necessary.
What should a written scope of work include before I hire a contractor?+
Before hiring, request a written scope that identifies the contractor, location, work to be done, materials or allowances, exclusions, permits, schedule, cleanup, change-order process, payment schedule, and warranty terms.
Do not rely on a verbal understanding for important terms. SpokeHub’s AI coworker can help a contractor draft a quote, but the contractor always reviews and presses send, so homeowners should read and clarify the final version.
How much should I pay upfront, and when should I pay a contractor?+
Use a written payment schedule tied to identifiable progress or milestones, and make sure the contract explains what a deposit covers. Deposit rules can vary by location and project type.
SpokeHub does not set payment amounts, hold funds, or resolve every contract dispute. Keep signed documents, invoices, change orders, photos, and payment records in case a problem needs to be documented.
Where should I look for reliable contractor referrals if marketplace reviews are not enough?+
Use several sources: people you know, neighbors, trade suppliers, local community sources, and SpokeHub. A marketplace profile should be one input, not the sole basis for trust.
On SpokeHub, look beyond reviews at the visible Verified badge hierarchy and ask for a project-specific written scope. Verification layers add evidence but do not eliminate the need for references and your own due diligence.
How do I find a competent, honest, and fairly priced local contractor?+
SpokeHub operates in US, Canadian, and UK markets and tracks more than 20,000 named localities. Homeowner accounts are free, so you can search locally and compare providers without paying a homeowner listing fee.
A local profile or verification badge is not a guarantee of availability, price, or suitability. Confirm service area, timing, credentials relevant to the project, and the written scope directly with the contractor.
For contractors
Why am I charged for a lead when the customer never responds, cancels, or was not serious about hiring?+
SpokeHub is not a pay-per-lead marketplace. Contractors have a free listing forever, with no listing fees and no lead fees, so a customer who never replies, cancels, or is only researching does not create a lead charge.
Pros pay only for a measurable hired outcome, described as pay-per-meeting/work. That does not guarantee every meeting becomes a completed job, but it avoids charging for the initial lead itself.
When is a paid lead eligible for a refund, and how can I appeal a denied refund?+
SpokeHub’s model avoids the usual lead-refund dispute by not charging lead fees in the first place. A ghosted, canceled, fake, or low-intent inquiry is not a paid lead under SpokeHub’s stated pricing model.
Where a measurable hired outcome is involved, keep the relevant records and contact the human support inbox if you believe an account or billing issue needs review. SpokeHub provides a reply SLA, but it does not promise that every dispute will be decided in a contractor’s favor.
Why was my card charged without my authorization, after cancellation, or after my budget was reached?+
SpokeHub has no listing fees and no lead fees. Contractors pay per measurable hired outcome—pay-per-meeting/work—not for incoming leads, which reduces the kind of recurring lead charges that often create disputes.
If you see a charge you do not understand, use SpokeHub’s human support inbox. The inbox has a reply SLA; do not assume a billing question will resolve itself.
Can I pause or deactivate my account without losing my profile, history, or ability to return later?+
A free SpokeHub contractor listing can remain available while you control whether you are active. Pros can pause their accounts without losing their profile history, making a temporary stop different from deleting your presence.
Before pausing, check any current meetings or work commitments and communicate with affected customers. A pause preserves history; it does not undo commitments already made.
How can I reach a real person about a charge, complaint, account, or platform problem?+
SpokeHub provides a human support inbox with a reply SLA for account, charge, and platform issues. That is intended to provide a defined human contact route rather than leaving contractors with unreachable support.
Include the relevant job, meeting, work, or charge details in your message. A reply SLA sets an expectation for response; it does not mean every issue can be resolved instantly or exactly as requested.
Do I have to pay for shared leads or lead resale?+
SpokeHub’s pricing is not based on lead fees: contractors list free forever and pay per measurable hired outcome, using a pay-per-meeting/work model. That means a lead itself is not a billable product that is resold for a lead fee.
The model does not guarantee that every meeting or job will be profitable. Track your booked work, meeting conversion, travel time, and close rate to determine whether it fits your business.
Why am I receiving leads for services, dates, or locations that I do not offer or am unavailable for?+
SpokeHub’s stated mechanics are free listings, no lead fees, and payment tied to measurable hired outcomes. They do not include a claim that every inquiry will perfectly match every service, date, or location preference.
Keep your profile and service details accurate, and raise incorrect matching or profile information through the human support inbox. Pros can also pause without losing account history when they are unavailable.
What tools does SpokeHub provide for estimates, follow-ups, and a small contractor website?+
Every SpokeHub pro keeps a free generated website, with four themes and a custom accent, alongside the free contractor listing. This gives a small business a web presence without a listing fee.
SpokeHub’s AI coworker can draft replies and quotes, but the pro always presses send. It can reduce the time to prepare a response, while leaving the contractor responsible for pricing, scope, and final communication.
Should I use SpokeHub instead of field-service software such as ServiceTitan?+
SpokeHub is not described as a full field-service management platform for scheduling, invoicing, dispatch, or job tracking. Its stated tools are a free generated website and an AI coworker that drafts replies and quotes for the pro to approve and send.
If your company needs detailed dispatch, invoicing, inventory, or multi-team operations, evaluate dedicated field-service software against those requirements. SpokeHub can be part of customer acquisition and response workflow, not a claimed replacement for every operations system.
Which lead-generation channels produce worthwhile home-service leads, and which are a waste of money?+
There is no universal best lead channel for every trade or market. SpokeHub differs from paid-lead marketplaces by offering a free listing forever, no listing fees, no lead fees, and payment only for measurable hired outcomes.
Evaluate it with your own numbers: meetings or work obtained, revenue, gross margin, travel time, and time spent responding. SpokeHub’s model avoids charging for fake leads or unresponsive leads, but it does not guarantee volume or job profitability.
Do new lead-generation platforms generate meaningful business, or are they a waste of money?+
SpokeHub does not require a paid listing or paid leads, so a contractor can keep a presence without committing to upfront lead spend. The free generated website also gives the business a standalone place to present itself.
Whether it produces meaningful business depends on local demand, your service details, responsiveness, pricing, and fit. Use the measurable hired-outcome model and your own results to decide whether to stay active, rather than relying on recruitment claims.